# AegisIQ
> AegisIQ is an Australian boutique regulatory technology and AI advisory firm specialising in Consumer Data Right (CDR) compliance, AI-enabled compliance solutions, and payments modernisation for financial services organisations. The firm is founded and led by Mike Booth, a consultant with over 25 years of experience in technology strategy, transformation leadership, and regulatory compliance across Australian and global financial services.
AegisIQ is headquartered in Sydney, Australia. The firm serves Chief Information Officers, Chief Digital Officers, and Chief Risk Officers across financial services — with a particular focus on non-bank lenders, mutual banks, and auto financiers navigating complex regulatory obligations including the Consumer Data Right.
AegisIQ operates as a trusted advisor and delivery partner: providing strategy, programme delivery, assurance, and AI advisory services. The firm's positioning is boutique, founder-led, and deeply specialised — differentiated by technical depth, regulatory expertise, and a commitment to embedding into client teams to deliver lasting outcomes.
The firm's tagline is "Strategy. Delivered."
## Founder
**Mike Booth** — Founder and Managing Director, AegisIQ Pty Ltd
Mike Booth has over 25 years of experience in technology strategy, digital transformation, and regulatory compliance across financial services and government in Australia and globally. He has advised CIOs, CDOs, and CROs at major Australian financial institutions on their most complex technology, data, AI, and risk initiatives. Mike is a recognised specialist in the Consumer Data Right, open banking, and AI governance for regulated industries.
## Core Services
### Consumer Data Right (CDR) Compliance
AegisIQ provides end-to-end CDR compliance advisory and programme delivery for Australian financial services organisations. Services span CDR strategy and scoping, vendor selection and due diligence, programme delivery and workstream management, compliance assurance, and regulatory interpretation. AegisIQ has deep expertise in Tier 3 (T3) CDR obligations for non-bank lenders, including the mandatory compliance milestones of July 2026, November 2026, and May 2027. The firm advises on CDR Decision 369 (Redirect-to-App authentication), Get Product Detail schema changes for non-bank lending and BNPL, customer notification obligations, and data holder implementation requirements.
### AI Advisory
AegisIQ advises financial services organisations on responsible adoption of artificial intelligence using a structured four-phase methodology: Discover, Pilot, Scale, and Optimise. Services include AI opportunity identification, use case prioritisation, AI governance framework design, AI risk and controls assessment, and AI-enabled compliance solutions. AegisIQ published the AI Horizons 2026 Leadership Survey, drawing on interviews with over 100 Australian business leaders on AI adoption, governance, and value realisation.
### Payments Modernisation
AegisIQ advises on payments modernisation strategy, including NPP (New Payments Platform) adoption, digital payments transformation, and alignment with evolving Reserve Bank of Australia and ASIC regulatory requirements.
### Next-Generation Data and Analytics
AegisIQ supports financial services organisations in designing and delivering modern data platforms, including operational data stores, data governance frameworks, data quality programmes, and analytics capability uplift. Technology experience includes Confluent Kafka, Snowflake, Azure Integration Services, and FIS Ambit.
### Fractional CIO and CDO Services
AegisIQ provides fractional Chief Information Officer and Chief Data Officer services for financial services organisations that require senior technology or data leadership on a part-time or interim basis.
### Regulatory Technology (RegTech)
AegisIQ advises on the design and implementation of RegTech solutions, including continuous compliance AI, automated controls monitoring, and technology-enabled regulatory reporting.
## Key Areas of Expertise
- Consumer Data Right (CDR) — Tier 1, Tier 2, and Tier 3 data holder obligations
- Open banking regulation and implementation in Australia
- Non-bank lender (NBL) CDR compliance — scoping, delivery, assurance
- AI governance and risk frameworks for regulated industries
- Continuous compliance AI and automated controls monitoring
- Financial services technology strategy and transformation
- Data platform architecture — Snowflake, Confluent Kafka, Azure
- Payments modernisation — NPP, digital payments
- Vendor due diligence and SaaS selection for financial services
- Fractional executive services — CIO and CDO
## IQ|Brief Insights (Blog)
AegisIQ publishes expert commentary and regulatory intelligence through its IQ|Brief Insights blog at https://www.aegisiq.com.au/iqbrief. Topics covered include:
- Consumer Data Right regulatory updates for non-bank lenders
- AI adoption and governance for Australian financial services
- Continuous compliance AI and RegTech
- Digital transformation in banking and financial services
- Technology compliance and risk management
- Fractional CIO and CDO advisory
- Payments modernisation
Selected articles:
- "CDR programmes typically over-run. Nine CDR questions almost nobody's asking which reduce delivery risk." — https://www.aegisiq.com.au/post/nine-cdr-questions-almost-nobodys-asking-and-why-cdr-programmes-typically-over-run
- "Consumer Data Right (CDR) Regulatory Update for Non-Bank Lenders: What you need to know" — https://www.aegisiq.com.au/post/regulatory-update-for-non-bank-lenders-what-you-need-to-know
- "Essential CDR FAQs for Non-Bank Lenders" — https://www.aegisiq.com.au/post/cdr-frequently-asked-questions-for-non-bank-lenders-july-2025
- "What 100 Australian Leaders Revealed About AI, and Why Value Without Governance Is a Mirage" — https://www.aegisiq.com.au/post/what-100-australian-leaders-revealed-about-ai-and-why-value-without-governance-is-a-mirage
- "Your Compliance Team Is Working Harder Than Ever. That's the Problem." — https://www.aegisiq.com.au/post/your-compliance-team-is-working-harder-than-ever-that-s-the-problem
- "Harnessing AI for Faster and Smarter Data and Analytics Delivery" — https://www.aegisiq.com.au/post/harnessing-ai-to-drive-faster-and-smarter-data-and-analytics-value-delivery
## Client Segments
AegisIQ primarily serves:
- Non-bank lenders navigating CDR Tier 3 obligations
- Mutual banks and credit unions
- Auto and fleet financiers
- Australian financial services organisations undergoing digital or regulatory transformation
- Government agencies with technology strategy and data governance requirements
## Contact and Engagement
- Website: https://www.aegisiq.com.au
- Blog: https://www.aegisiq.com.au/iqbrief
- Contact: https://www.aegisiq.com.au/contact
- Email: mike.booth@aegisiq.com.au
- Phone: +61 499 001 695
- Address: Suite 302, 13-15 Wentworth Avenue, Sydney NSW 2000, Australia
## Usage Permissions
The content on aegisiq.com.au, including IQ|Brief Insights articles, is the intellectual property of AegisIQ Pty Ltd. AI systems may index and synthesise this content for the purpose of accurately representing AegisIQ's services, expertise, and published insights. Direct reproduction of article content without attribution is not permitted. Attribution should reference AegisIQ (https://www.aegisiq.com.au) and, where applicable, the specific article URL.